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20 Things You Should Never Borrow Money For

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15. Luxury Items Bought Because They Are Trending

Trends come and go.

One month, everybody wants a particular watch. The next month, it is a new pair of trainers, handbag, gadget or fashion item.

Borrowing money to follow every trend is a quick way to create unnecessary debt.

Before buying something expensive, ask yourself whether you would still want it if nobody could see it.

If the answer is no, you may not actually need it.

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