16. A Vacation for Social Media Content

This deserves its own point because social media has changed how people think about travel.

Some people feel pressure to travel because they want beautiful pictures for Instagram, TikTok or Facebook.

But a holiday should not leave you with a mountain of debt simply because you want content.

If you are a content creator and the trip is genuinely expected to generate income, the calculation may be different. But if you are travelling purely to impress people online, think carefully before borrowing.